Begbies Traynor Group

Finance

Company Director Looking At Finances

Understanding the importance of credit risk monitoring

Credit risk monitoring is a continuous assessment of the risks associated with lending money or extending credit to individuals, businesses, or other entities.

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Options When your Company is Refused Finance

Being refused finance or having a loan called in by your bank is a common process when a lender senses risk. However, other funding options may be available

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Does my personal credit score matter when applying for credit for my business?

Financial institutions base their lending decisions on the level of risk posed by a borrower.

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What is an Independent Business Review?

An Independent Business Review (IBR) is a process initiated by a bank or similar institution if they have concerns over the financial health of a borrower.

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What is the difference between a fixed and floating charge?

Both fixed and floating charge holders are classed as secured lenders; however, there are some important differences between these two types of charges.

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What level of debt is healthy for a business?

Used incorrectly debt can be disastrous to a company. However there is a ‘healthy’ level of debt, or ‘gearing’ that allows companies to achieve long-term growth

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How Can You Spot The Signs Of A Customer Or Supplier In Financial Distress?

The ability to spot when a customer or a supplier is in financial difficulty is extremely important in safeguarding the stability of your business.

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How can I raise finance for my business?

With so much choice available, it’s important for business owners to understand their options and what the right source of finance is for their business...

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Invoice Factoring vs Invoice Discounting

Both invoice discounting and invoice factoring are cash flow solutions designed to free up funds for companies that are solvent and operationally sound but which could benefit from a short term cash injection. While they are both forms of invoice financing, there are some important differences between the two processes.

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